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Is the Housing Market Shifting to Buyers? What It Means for San Luis Obispo County Real Estate

October 10, 2025

Mortgage rates are steady in the mid-6% range—around 6.58% for a 30-year fixed loan. Home prices are basically flat, up just 0.2% year-over-year, with forecasts showing less than half a percent appreciation through mid-2026. Meanwhile, inventory is the highest we’ve seen since 2016.

What does that mean? For the first time in years, buyers finally have options. The market is shifting away from sellers holding all the power and moving toward a more balanced—or even buyer-friendly—environment.

For San Luis Obispo County, that means buyers who’ve been waiting on the sidelines may finally have leverage. If you’ve been thinking about buying, this is the kind of moment you don’t want to sleep on.

Want to see how this market shift affects your buying power in Paso Robles, Atascadero, or Templeton? Let’s connect today.