Why Pre-Approval Is Your First Step to Buying a Home

One of the biggest mistakes buyers make is house-hunting before getting pre-approved. Without pre-approval, you risk falling in love with homes outside your budget or losing out to buyers who are already prepared. Pre-approval gives you a clear understanding of what you can afford, strengthens your offer in a competitive market, and speeds up the closing process once you’re in escrow. In San Luis Obispo County’s fast-moving market, being pre-approved often means the difference between getting the keys or missing out.