August 14, 2025
Many sellers see the potential sale price of their home and assume that’s what they’ll pocket—but that’s rarely the case. Net proceeds are what you’ll actually walk away with. Here’s how to estimate yours.
Factors That Reduce Your Net Proceeds
Example Calculation
Sale price: $850,000
Loan payoff: $420,000
Commission: $48,000
Closing costs: $15,000
Repairs: $5,000
Net Proceeds: ~$362,000
Why This Matters
Knowing your net gives you confidence and a realistic budget for your next purchase.
Final Thoughts
Numbers matter. Don’t rely on guesswork when planning your next move.
Clarity, not pressure. That’s the way forward in today’s market.
If you're unsure what your next move could look like financially, it might be time to run the numbers.
Amber Johnson, Founder
Pillar Real Estate
805.835.3425
[email protected]
1345 Park St. Paso Robles, CA 93446
DRE# 01925434
Amber Johnson | October 7, 2026
Compare access to restaurants and errands with privacy, land, maintenance, utilities, and the daily routines each setting supports.
Amber Johnson | October 7, 2026
Show buyers how the workshop supports real uses while documenting access, utilities, permits, condition, and the property’s broader value.
Amber Johnson | October 7, 2026
Use the cash-sale share as context for competition and negotiation without treating one market measure as the whole story.
Amber Johnson | October 6, 2026
Compare work schedules, route options, daily errands, and the time you want to keep for life outside the car.
Amber Johnson | October 6, 2026
Consider morning routines, outdoor plans, home comfort, visibility, and the local weather patterns that influence daily life.
Amber Johnson | October 6, 2026
Amber Johnson | October 6, 2026
Compare daily routes, parking, recreation, housing patterns, and the routines each part of San Luis Obispo supports.
Amber Johnson | October 6, 2026
Amber Johnson | October 6, 2026
Compare two commute directions, work schedules, daily errands, and neighborhood priorities before choosing where to live.
You’ve got questions and we can’t wait to answer them.