December 15, 2025
If you stepped back from home shopping because the numbers felt impossible, there's finally a bit of relief. Affordability is improving — even here in San Luis Obispo County.
Monthly payments on a median-priced home are down about $283 from just a few months ago, adding up to roughly $3,400 per year. And with a $3,000/month budget, a buyer can now afford a home about $22,000 higher than they could in June.
Rates eased, price growth slowed, and buyers are starting to feel a little breathing room again.
If you're considering Paso Robles, Atascadero, Templeton, or SLO, it may be worth re-running your numbers. You might qualify for more than you expect.
If you want a personalized affordability snapshot for your city, message me — I’ll send it over.
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